Pelaksanaan Putusan Kasasi Mahkamah Agung secara Sukarela oleh Badan Usaha Milik Negara: Studi Kasus Ganti Rugi Nasabah oleh Bank BRI
DOI:
https://doi.org/10.64788/ar-rasyid.v1i6.229Keywords:
cassation decision, voluntary implementation, state-owned enterprise, legal compliance, customer protection.Abstract
This study aims to analyze the voluntary implementation of a Supreme Court cassation decision by a State-Owned Enterprise (SOE) through a case study of customer compensation carried out by Bank Rakyat Indonesia (BRI). The analysis focuses on the binding legal force of cassation decisions that are final and enforceable (inkracht van gewijsde), the legal compliance of SOEs as subjects of private law, and the legal implications for legal certainty and the protection of customers’ rights as financial service consumers. This research employs a normative legal research method using statutory, conceptual, and case approaches, analyzed qualitatively based on primary, secondary, and tertiary legal materials. The results indicate that Supreme Court cassation decisions possess binding legal force and must be executed by all parties without exception, including SOEs. The voluntary execution of the cassation decision by Bank BRI in the customer compensation case reflects legal compliance and good faith, while affirming that SOEs do not enjoy legal immunity in civil disputes. Furthermore, such voluntary implementation has positive implications for strengthening legal certainty, protecting customers’ rights, enhancing the institutional image and corporate governance of SOEs, and improving the effectiveness of civil law enforcement in Indonesia. Therefore, the voluntary execution of court decisions by SOEs can serve as an ideal model for achieving substantive justice and increasing public trust in the judicial system.
Downloads
References
2023, Kasmiati et al. “KEWENANGAN OTORITAS JASA KEUANGAN DALAM PENYELESAIAN SENGKETA KONSUMEN DENGAN PELAKU USAHA DI SEKTOR PERBANKAN” 32, no. 3 (2021): 167–86.
——. “PERLINDUNGAN HUKUM KREDITOR TERHADAP PEMENUHAN PRESTASI BUMN (PERSERO) DALAM SISTEM HUKUM INDONESIA” 32, no. 3 (2021): 167–86.
———. “TINJAUAN YURIDIS TERHADAP PUTUSAN YANG DAPAT DILAKSANAKAN TERLEBIH DAHULU” 32, no. 3 (2021): 167–86.
Achmad, Farrel Sabilillah Putra, and Astrini Aning Widoretno. “Sustainability Disclosure, Governance, and Financial Performance in Determining Firm Value.” Jurnal Akademi Akuntansi 8, no. 4 (2025): 552–75. https://doi.org/10.22219/jaa.v8i4.42744.
Anggie Irfansyah. “5 Prinsip Good Corporate Governance Atau GCG BUMN.” Inixindojogja, 2024. https://inixindojogja.co.id/5-prinsip-good-corporate-governance-atau-gcg-bumn/.
Atmoko, Dwi, and Noviriska Noviriska. “Kepastian Hukum Dalam Transaksi Online: Peran Asas Itikad Baik Berdasarkan Hukum Perdata Indonesia.” Binamulia Hukum 13, no. 2 (2024): 421–28. https://doi.org/10.37893/jbh.v13i2.955.
Douglas, Ricky. “Patuhi Putusan Kasasi Secara Sukarela, Bank BRI Ganti Rugi Rp123 Juta Ke Nasabah.” Dandapala Contributor, 2025. https://dandapala.com/article/detail/patuhi-putusan-kasasi-secara-sukarela-bank-bri-ganti-rugi-rp123-juta-ke-nasabah.
Fahmiron. “Urgensi Reformasi Regulasi Eksekusi Perkara Perdata.” Dandapala Contributor, n.d. https://dandapala.com/article/detail/urgensi-reformasi-regulasi-eksekusi-perkara-perdata.
Firwanda, Sandi Pradipta, and Widjajanti Ermania. “Pembaharuan Hukum Pidana Korupsi Dalam Pengelolaan BUMN Pasca Revisi UU No 1 Tahun 2025.” Locus Journal of Academic Literature Review 04, no. 02 (2025): 80–90. https://jurnal.locusmedia.id/index.php/jalr/article/view/431%0Ahttps://jurnal.locusmedia.id/index.php/jalr/article/download/431/257.
Handy. “Arus Jurnal Sosial Dan Humaniora ( AJSH ) Kepastian Hukum Putusan Badan Penyelesaian Sengketa Konsumen Terhadap Nasabah Perbankan ( Studi Kasus Putusan Pengadilan Negeri Cibinong Nomor :” Arus Jurnal Sosial Dan Humaniora (AJSH) 4, no. 3 (2024): 1172–82.
Harin Adie Tama, Fitri Handayani dan Nuryah Fatqul Jannah. “Optimalisasi Badan Penyelesaian Sengketa Konsumen (BPSK) Dalam Penyelesaian Sengketa Pembiayaan Konsumen.” Jurnal Hukum Lex Generalis 2, no. 4 (2021): 309–28.
Harly Stanly Muaja, Roy Ronny Lembong, and Prisilia F. Worung. “Analisis Terhadap Eksekusi Dalam Putusan Serta Merta (Uitvoerbaar Bij Voorraad).” Jurnal Hukum To-Ra : Hukum Untuk Mengatur Dan Melindungi Masyarakat 11, no. 1 (2025): 209–25. https://doi.org/10.55809/tora.v11i1.454.
Harvianto, Riswanda, and Heri Hartanto. “Pelaksanaan Eksekusi Putusan Pengadilan Terhadap Sebagian Obyek Eksekusi Yang Dikuasai Pihak Ketiga ( Studi Putusan Nomor : 30 / Pdt . G / 2009 / PN . Ska Jo Nomor : 347 / Pdt / 2009 / PT . Smg Jo Nomor : 1274K / Pdt / 2010 Jo Nomor : 222PK / Pdt / 2015 ).” Verstek 7, no. 1 (2019): 162–68.
Hermawan, Dhody. ““ Aan Maning “ Sebagai Upaya Pelaksanaan Putusan Hakim Secara Sukarela.” Action Research Literate 8, no. 9 (2024): 2782–85. https://doi.org/10.46799/arl.v8i9.503.
LeIP. “Initial Assessment Preliminary Problems of the Court Decision Enforcement System in Indonesia/Asesmen Awal Permasalahan Eksekusi Putusan Perkara Perdata Di Indonesia,” 2018.
Majidha, Agitha Cindy Qhoyrita, Az Zahra Adhelistya Putthi Zanetti, and Uut Ristiana. “Analisi Pertanggungjawaban Holding Company Badan Usaha Milik Negara (BUMN) Terhadap Kepailitan Anak Perusahaan Dilihat Dari Perspektif Hukum Perusahaan.” Jurnal Ilmiah Penelitian Mahasiswa 2, no. 6 (2024): 159–69.
Maryam, Rika. “Tanggung Jawab Direksi Persero Pada Pengadaan Barang Dan Jasa Di BUMN Dalam Hal Terjadi Kerugian.” Jurnal Hukum In Concreto 2, no. 1 (2023): 58–77. https://doi.org/10.35960/inconcreto.v2i1.980.
Phireri, Muhammad Sabir Rahman, Delvi Paluaran, and Andi Fauzan Makmur. “Analisis Terhadap Pelaksanaan Putusan (Eksekusi) Perkara Perdata.” Julia Jurnal Litigasi Amsir 10, no. 1 (2022): 43–46. http://journalstih.amsir.ac.id/.
Rahadiyan, Inda. “Kedudukan Bumn Persero Sebagai Separate Legal Entity Dalam Kaitannya Dengan Pemisahan Keuangan Negara Pada Permodalan Bumn.” Jurnal Hukum Ius Quia Iustum 20, no. 4 (2014): 624–40. https://doi.org/10.20885/iustum.vol20.iss4.art7.
Ricky Douglas. “Patuhi Putusan Kasasi Secara Sukarela, Bank BRI Ganti Rugi Rp123 Juta Ke Nasabah.” Dandapala Contributor, n.d. https://dandapala.com/article/detail/patuhi-putusan-kasasi-secara-sukarela-bank-bri-ganti-rugi-rp123-juta-ke-nasabah.
Runtu, Geofanny M.C, Deasy Soekromo, and Victor D.D Kasenda. “Prosedur Pelaksanaan Eksekusi Putusan Pengadilan Dalam Perkara Perdata.” Lex Administratum 12, no. 4 (2024): 1–12.
Sri Utomo, Subagyo, Sahat Maruli Tua Situmeang, Happy Ferovina Wuntu, and Diah Pudjiastuti. “The Existence of Subsidiaries Owned by State-Owned Enterprises (SOEs) Persero in Positive Legal Analysis.” Law Jurnal 7, no. 1 (2025): 23–33. http://ojs.unikom.ac.id/index.php/law.
Swandhani, Triyana Kartika, Suparji Ahmad, and Sadino Sadino. “Efektivitas Prosedur Kepailitan Badan Usaha Milik Negara (BUMN) Dalam Putusan Pengadilan.” Binamulia Hukum 13, no. 2 (2024): 573–87. https://doi.org/10.37893/jbh.v13i2.966.
WIBOWO, M O H BEKTI. “Rekonstruksi Regulasi Eksekusi Badan Usaha Milik Negara (Bumn) Persero Yang Dinyatakan Pailit Berbasis Nilai Keadilan,” 2025.
Winarto, Th Wahyu. “Akibat Adanya Gugatan Wanprestasi Pada Kasus Hutang Piutang Atau Tuntutan Membayar Sejumlah Uang.” Pasca Sarjana Hukum UNS V, no. 2 (2016): 38–50.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 M. Rasya Anugrah Putra Rafa, Aldan Nugraha, Hagi Atful Ginani, Muhammad Hasbi Azwari Rahmat, Hilmanul hamdi Muhammad (Author)

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.









